The Affinity
Protection Program
Save thousands of dollars on IVF, fertility, and maternity care not covered by insurance.

If you’re paying out of pocket for in vitro fertilization, fertility monitoring, lab costs, medications, or maternity care, NES Assurance’s Affinity Protection Program can help you cut costs — guaranteed.
Whether you’re pursuing IVF, working with a surrogate, or planning for out-of-network care, a subscription to the Affinity program could save thousands of dollars on services not fully covered by primary insurance or Lloyd’s maternity policies.
And if your savings don’t exceed your subscription cost of $50 per month (with a 12-month commitment), we’ll refund the difference.*
How Much Can You Save with the Affinity Protection Program?
- IVF services (monitoring, screening, treatment): Save an average of $1,800 (30%)
- Maternity care: Save an average of $23,000 (60%)
- Balance billing (Lloyd’s Maternity Policies): Save an average of $3,104 (40%)
- Laboratory: Save 50% or more with labs in our network
- If you don’t get your subscription cost back in savings, we’ll refund the difference!*
How Does the Affinity Protection Program Work?
- Pay just $50 per month.
- The program covers all non-covered services within our network.
- Search our network of over 800,000 providers, all with contracted discounts.
- You’ll have access to our discount pharmacy, featuring concierge-level service and home delivery.
- Stay enrolled to keep saving.
- You’ll have access to a dedicated case manager throughout your treatment.
- Track your expenses and savings online with our consumer claims portal.
The subscription for the Affinity Protection Program is $50 per month (12-month minimum enrollment required). Guaranteed savings are based on participating NES Assurance network providers. A payment account must be established and/or a credit card held on file. Terms and conditions apply. ID card issued upon enrollment.